Welcome to Healthcrum®-A Fulcrum Services Group of Company

Term of Use

These Terms of Use may have changed since you last used our Services. Your use of our Services is subject to your compliance with these Terms of Use. These Terms of Use apply to all visits to our web portal Healthcrum’s.com or any other portal and all other applications (“Website”) and all uses of our Services, including (but not limited to) all associated content, information, recommendations, and/or services provided to you by or through our Services. By accessing and using our Services, you hereby agree to these Terms of Use, in its entirety. You may not use our Services (or any part thereof) if you do not agree to be bound by these Terms of Use. If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions of use. If you disagree with any part of these terms and conditions, please do not use our website. The use of this website is subject to the following terms of use: In case of non-compliance with any applicable laws, rules or regulations, or the Agreement (including the privacy policy) by a User, Healthcrum’s has the right to immediately terminate the access or usage rights of the User to the Services and to remove non-compliant information. Healthcrum’s may disclose or transfer sensitive personal data / information as stated hereinbelow and to the extent it is necessary to carry out the purposes identified herein, to another entity or person located in India or another country, and you hereby consent to such transfer. However such transfer of sensitive personal data or information including any information, to any other body corporate or a person in India, or located in any other country shall only be carried out if it ensures the same level of data protection that is adhered to by Healthcrum’s provided for under the SPI Rules and/or applicable law and only if such transfer is necessary for the performance of the lawful contract between Healthcrum’s or any person on its behalf and the User or where the User has consented to data transfer from before.

1. Services and use of Website

2. Non-transferable right to use the Services

4. Cancellation and Refund Policy

5. Collection, Use, Storage and Transfer of Personal Information

6. Covenants:

7. Liability

8. Indemnity

9. Term, Termination and Disputes

10. Severability & Waiver Contact Information

11. Right to Modify Terms of Service

Privacy Policy

1. Collection of Personally Identifiable Information

2. Use of Demographic and Profile Data

3. Provision of Personally Identifiable Information to Third Parties

4. Cookies and Web Beacons

5. Research

6. As Required By Law

7. To Prevent A Serious Threat To Health Or Safety

8. Studies and Reports

9. Copyrights

10. Trademarks

11. Software

12. Intellectual Property

13. Retention of personal information

14. Healthcrum’s Content, Product and Service Information Limitations

15. Changes to this Privacy Policy

16. Contact

17. Privacy Statement